How to Apply for a Habitat for Humanity House

We are glad that you are interested in owning your own home.

Smith County Habitat for Humanity chooses its homeowners based on three criteria:

  • the applicants’ level of need
  • their willingness to become partners in the program
  • and their ability to repay the mortgage loan.


(Neither race nor religion is a factor in the application process for families who are accepted into the Habitat program.)

If you can say “YES” to all of the questions below, you might qualify to purchase a Habitat home:

  1. Have you been a resident of or worked in Smith County for at least one year? YES/NO
  2. Are you a first time home buyer? YES/NO
  3. Are you willing to partner with Habitat to help build your home and other Habitat homes? YES/NO
  4. Can you prove consistent, stable income for the past 24 months or more? YES/NO
  5. Will you allow Habitat to run credit, sexual offender and criminal background checks on you? YES/NO
  6. Do you earn 50%-80% of the median income of Tyler Residents? YES/NO      (Please see chart below for reference.)
Family Size 50% of Median Income 80% of Median Income
1 $22,400 $35,850
2 $25,600 $41,000
3 $28,800 $46,100
4 $32,000 $51,200
5 $34,600 $55,300
6 $37,150 $59,400
7 $39,700 $63,500
8 $42,250 $67,600

If you would like to be considered for a Habitat home, please download, complete and mail the following paperwork: English or Spanish

Questions?

Contact the Family Services Department 
903.595.6630