Smith County Habitat for Humanity chooses its homeowners based on three criteria:
- the applicants’ level of need
- their willingness to become partners in the program
- and their ability to repay the no-profit, no-interest loan.
Neither race nor religion is a factor in the application process for families who are accepted into the Habitat program.
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We are glad that you are interested in owning your own home.
Below is a list of criteria we look for in each of our families.
If you can say “YES” to all of the questions below, you might qualify to purchase a Habitat home:
- Are you a legal resident of Smith County? YES/NO
- Have you been a resident of Smith County for at least one year? YES/NO
- Do you have need for a home? YES/NO
- Are you willing to partner with Habitat to help build your home and other’s homes? YES/NO
- Do you have enough income to pay for your home? YES/NO
- Are you employed and make 30%-60% of the median income of Smith County Residents? YES/NO
| Family Size | 30% of Median Income | 60% of Median Income |
| 1 | $12,250 | $24,540 |
| 2 | $14,000 | $28,080 |
| 3 | $15,750 | $31,560 |
| 4 | $17,500 | $35,040 |
| 5 | $18,900 | $37,860 |
| 6 | $20,300 | $40,680 |
| 7 | $21,700 | $43,500 |
| 8 | $23,100 | $46,260 |
If you answered YES to all of the questions above and/or would like more information about the Habitat program please contact:
Waletta Taylor
Director of Operations and Finance
903.595.6630 x216