How to Apply for a Habitat for Humanity House

We are glad that you are interested in owning your own home.

Smith County Habitat for Humanity chooses its homeowners based on three criteria:

  • the applicants’ level of need
  • their willingness to become partners in the program
  • and their ability to repay the mortgage loan.

(Neither race nor religion is a factor in the application process for families who are accepted into the Habitat program.)

If you can say “YES” to all of the questions below, you might qualify to purchase a Habitat home:

  1. Have you been a resident of or worked in Smith County for at least one year? YES/NO
  2. Are you a first time home buyer? YES/NO
  3. Are you willing to partner with Habitat to help build your home and other Habitat homes? YES/NO
  4. Can you prove consistent, stable income for the past 24 months or more? YES/NO
  5. Will you allow Habitat to run credit, sexual offender and criminal background checks on you? YES/NO
  6. Do you earn 50%-80% of the median income of Tyler Residents? YES/NO      (Please see chart below for reference.)
Family Size 50% of Median Income 80% of Median Income
1 $24,650 $39,450
2 $28,200 $45,050
3 $31,700 $50,700
4 $35,200 $56,300
5 $38,050 $60,850
6 $40,850 $65,350
7 $43,650 $69,850
8 $46,500 $74,350

If you would like to be considered for a Habitat home, please download, complete and mail the following paperwork: English or Spanish


Contact the Family Services Department